What is an FSA or HSA and what are the benefits?

An FSA (Flexible Spending Account) and an HSA (Health Savings Account) are tax-advantaged accounts for medical expenses but differ in key aspects. FSAs, employer-sponsored, allow employees to use pre-tax dollars for medical expenses such as prescriptions and copays, but typically feature a "use-it-or-lose-it" policy where funds must be used within the plan year. HSAs are available to those with a high-deductible health plan and offer more flexibility, allowing funds to roll over annually.

 

For more information, see Flex’s Comprehensive Guide to HSA/FSAs.

 

How can I spend my FSA or HSA funds at Echelon?

Select “Flex | Pay with HSA/FSA'' at checkout. Input your card details and checkout as usual.

 

I’m not seeing HSA or FSA options show up at checkout. Why not?

In this case, none of the items in your cart may be HSA or FSA eligible. Please contact Customer Service here if you think there is an error.

 

I keep being pushed into Shop Pay. How do I use my HSA/FSA card?

If you continue to be pushed into the ShopPay checkout, we recommend completing your purchase in an incognito window.

 

Why was my HSA or FSA card rejected?

Like any credit or debit card, HSA/FSAs can be declined if any of the data from the card is incorrect (number, expiration date, zip code etc). Flex will alert you in checkout if any of these fields is missing or incorrect so you can update them.

 

The most common reason for rejection of the card is insufficient funds. Reach out to your HSA or FSA provider to verify the amount of money in your account before attempting to complete your purchase again.

 

I don’t have an HSA or FSA card. Can I still use my HSA/FSA funds?

Yes, you can still be reimbursed for the expense.

 

Select “Flex | Pay with HSA/FSA” at checkout. Instead of entering your HSA or FSA card, input your regular credit card.

Flex will email you an itemized receipt following your purchase. Submit the itemized receipt to your HSA or FSA provider for reimbursement.

 

Who is Flex and what is their relationship with Echelon?

Flex has partnered with Echelon to enable consumers to use their HSA/FSA funds. You can think of Flex as an alternative to payment method, similar to Echelon Financing, SplitIt, etc.

 

I still have more questions on HSA/FSA. Who should I reach out to?

Please contact Customer Service here.